Accredited Investor Information

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The assessment criteria and the individual checks performed during our discovery and research are explained in the document below and incorporated into our proprietary software for historical and future forecasting. Our research leverages live API technology from the S&P global market research and reports the most current relatable data available during our discovery and development modeling process. This information is updated every six hours then fed into the Silver Oak Funds proprietary software, analyzing and scoring five main areas of our assessment criteria to enhance our hypothesis with our long-term buy and hold philosophy. 

Lastly, S&P API Market Intelligence is not the only deciding factor in a particular equity selection process. Moreover, only the basis for continued research in the areas listed below. Once final research has concluded, we then admit the individual selection to become part of the Silver Oak Fund under active management. 

What other information is used and considered during research? 

10-Q information focused on management assessments of risks, forward-looking statements, blending volatility index amongst security holdings against the market, backtesting models over 1, 3, and 5 years using trailing twelve and trailing eighteen-month data of company’s earnings and not comparing them to the market index. Monitoring quarterly investor conference calls, microeconomic concerns, patent research intelligence and protection levels, qualitative screens, Internal financial modeling using DCF and DCF levered, liquidity measurement ratios, profitability indicator ratios, debt ratios, operating performance ratios, cash flow ratios and free cash flow trends, investment valuation ratios, discounted cash flow trends, price per share history, accrual ratios, cap-x expenditures, legal liabilities or pending lawsuits, one-time extraordinary adjustments, goodwill concerns and daily monitoring of court notices, related intercompany debts, periodicals, trade magazine research, extensive network of contacts, insider public information with regards to recent manager sell-offs, buy levels and price per share the management paid, other holders of the company's stock, company's investor relations information and general daily stock news and other SEC reports, board members and longevity and compensation, CEO and senior managements work history.